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Source: MoneyLion Instacash EWA Customer Survey, conducted in October 2023, of ~1,387 respondents. In comparison, if a $100 savings account includes an APY of 10.47%, the interest received at the end of the year is: $100 × 10.47% = $10.47. Despite appearances, 10% APR is equivalent to 10.47% APY. Please refer to the Compound Interest Calculator to convert between APY and APR or interest rates of different compounding frequencies. If you need small funds for unexpected expenses, then the $200 loan will be a suitable option. With instant approval, you can obtain a 200 dollar loan as ...But you can still find lots of manual labor jobs to make $200 fast. And if these methods fail, you can use apps like Wonolo or Instawork to find nearby companies that need short-term labor help to get paid in a day or two of work. 12. Borrow The Money. If you're in a bit of a financial pickle, you can always consider borrowing the money from ... There is a $100 max disbursement amount at a time. 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